Financial Planning

A holistic financial plan provides the clarity and purpose needed to confidently navigate life's complexities and opportunities.

Our Guiding Principle

At 3D Financial, your financial well-being is at the heart of everything we do. Our commitment to understanding your unique needs allows us to create tailored strategies that support lasting success for you and your family.

Our Approach: Bespoke Solutions Built for Your Success

Every financial journey requires a strategic approach. Leveraging our expertise, we take a comprehensive view of your financial picture and family dynamics to develop tailored strategies that adapt to life’s complexities and preserve your legacy for generations.

“At 3D Financial, we’re more than financial planners—we’re your partners in navigating life’s complexities with care and confidence. We take the stress out of complex decisions, helping you protect your wealth and create a smooth path for future generations. Your goals, your family, your legacy—our priority” – Sophie Lalonde: Founder and CEO, 3D Financial

Expertise Across Key Areas

Our team’s extensive expertise across critical areas—including retirement planning, estate planning, insurance, and tax strategies—enables us to design comprehensive financial plans tailored to your needs. We focus on creating dynamic strategies that address today’s challenges while positioning you for long-term success.

Estate Planning

A well-crafted estate plan safeguards your family, honors your wishes, and ensures your wealth is preserved for generations. We provide strategies that adapt to your needs, minimize taxes, and secure your legacy.

Retirement Planning

Retirement is a milestone you should approach with confidence. We craft strategies tailored to your lifestyle, helping you navigate rising costs, unexpected challenges, and long-term goals, so you can focus on enjoying your next chapter.

Cross-Border Financial Planning

Cross-border financial planning between the U.S. and Canada demands specialized knowledge. At 3D Financial, we bring deep expertise to navigating the complexities of tax regulations, asset management, and estate planning on both sides of the border. Whether you’re balancing investments, relocating, or securing your legacy, our tailored strategies ensure your wealth is protected and your goals are seamlessly achieved.

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Tax Planning

Effective tax planning is essential to preserving and growing your wealth. At 3D Financial, we go beyond filing—we craft proactive strategies to minimize your tax burden, optimize your financial decisions, and align with your long-term goals. From navigating complex tax laws to planning across borders, our expertise ensures your wealth works harder for you.

Insurance Planning

Protecting what matters most is the cornerstone of a solid financial plan. At 3D Financial, we evaluate your unique needs—whether personal, family, or business—and design tailored insurance solutions to safeguard your wealth, ensure business continuity, and mitigate unexpected risks. From life and disability insurance to key person coverage and liability protection, our strategies provide security for every aspect of your financial picture.

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Financial Planning for Business Owners

Your business plays a pivotal role in your overall financial picture. At 3D Financial, we help you balance personal and professional goals with strategies that protect your wealth, optimize opportunities, and prepare for the future. Whether planning for growth, transitioning ownership, or navigating tax complexities, our tailored approach supports you every step of the way.

Divorce Financial Planning

Divorce brings financial complexities that require thoughtful guidance. At 3D Financial, we help you navigate this transition with strategies to protect your assets, ensure equitable outcomes, and build a strong foundation for your next chapter. From asset division and tax implications to planning for your future, we provide clarity and confidence when you need it most.

Financial Planning for Professional Athletes

A career in professional sports is fast-paced and often volatile, requiring a financial strategy that can adapt. We design flexible plans to manage earnings, endorsements, cross-border income, and transitions beyond the game. Our approach ensures you can focus on your career while building a secure and lasting financial future.

“The 3D Financial team has been instrumental to stepping my personal and business financial planning to the next level. Their expertise for both my personal and corporate needs was evident from the get-go, the services and value they have provided me have far outweighed the costs. I can’t recommend them enough.” – Matthieu R.

Ready to Take the Next Step?

At 3D Financial, we are dedicated to helping you achieve your financial goals with personalized, long-term strategies. Schedule a consultation with one of our experienced advisors today, and take control of your financial future.

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Have More Questions?

Reach out to us today to connect with one of our expert advisors for detailed information and personalized guidance.